--- title: Layoff HQ. The project manager for your layoff. description: Track every deadline, run the math on every decision, and never miss the expensive things after a layoff. One payment. No subscription. url: https://layoffhq.com/ last_updated: 2026-05-07 --- # Layoff HQ. The project manager for your layoff. Layoff HQ is a deadline tracking and decision-support service for laid-off professionals in the United States. We track every deadline, run the math on every decision, and never let you miss the expensive things, so you can focus on landing your next role. One-time purchase. No subscription. ## What you get After a layoff, the average professional faces 30 to 50 time-sensitive decisions over the next 6 to 12 months. Layoff HQ tracks all of them, runs the math in dollars, and reminds you before each deadline closes. ### Decision Calendar A personalized timeline of every deadline that applies to your specific situation. SMS and email reminders before each deadline. Magic-link portal access from any email we send. ### COBRA versus Marketplace cost comparison Side-by-side calculation of COBRA continuation coverage against Marketplace insurance plans, including premium subsidies based on your projected current-year income, network continuity assessment, and deductible reset implications. Most laid-off workers default to COBRA out of familiarity and overpay by $400 to $700 per month. ### Severance agreement analysis AI-powered review of your severance terms. Checks compliance with the Older Workers Benefit Protection Act if you are 40 or older. Compares your offer to industry norms. Identifies negotiable terms. ### Equity exercise calendar Tracking of Incentive Stock Option (ISO) and Non-Qualified Stock Option (NQSO) post-termination exercise windows. Most ISOs expire 90 days after your last day worked. Layoff HQ models the Alternative Minimum Tax exposure for your specific situation before each decision. ### Restricted Stock Unit tax estimates Projection of additional federal tax owed at year-end if your former employer used the 22% supplemental withholding rate on vested RSUs. This is a frequent tax surprise for senior tech workers with high RSU income. ### Money found scans Identification of unclaimed funds, unused FSA balances, HSA balances, and retirement assets across former employers. ### Unemployment insurance filing guidance State-specific timing and documentation requirements. Unemployment is rarely retroactive in most states, so the week you file is the first week you can receive benefits. ### Retirement rollover decision support 401(k) rollover options, timing, and tax implications. ### Tax estimated payment tracking Quarterly estimated tax deadlines based on whether your severance is paid as a lump sum or continued salary. ## Pricing Layoff HQ has two plans, both one-time purchases: - **6-Month Plan: $89 one-time.** Six months of coverage from your last day worked. All nine core capabilities. - **12-Month Plan: $139 one-time.** Twelve months of coverage. All 6-Month Plan features, plus runway calculator, 90-day Plan B trigger, reference letter templates, "what's normal" guides, and a second severance review. Both plans include a 14-day money-back guarantee. No questions asked. ## Frequently asked questions ### I just got laid off this week. Will this work for me even if I am not sure about anything yet? Yes. Most of the deadlines we track are anchored to dates you already know, like your last day worked, your coverage end date, and your severance offer date. Start with those four inputs and we build your calendar from there. As more details come in, you update them. ### What if my employer has not given me a severance offer yet? You can still use the Decision Calendar for the items that do not require it (COBRA, unemployment, retirement). Once you receive an offer, you can request a severance agreement analysis as part of your plan. ### I already missed some deadlines. Is it too late? Probably not for most of them. COBRA can be elected up to 60 days after coverage ends. Many state UI claims can be backdated. Money-found scans do not have deadlines. Sign up and we will show you what is still actionable. ### How is this different from just hiring a lawyer or financial advisor? Lawyers handle one document at a time and charge $200 to $400 per review. Financial advisors charge $1,500 to $5,000 per engagement. We handle the full 6 to 12 month coordination across nine domains for $89 to $139, once. Use us for the deadline tracking and math; use the specialists for the moments that need their judgment. ### Can I get a refund? Yes. Full refund within 14 days, no questions. Email hello@layoffhq.com. ### What about my data? We collect the minimum needed to build your calendar. We do not sell data, we do not run ads, and we delete your information 30 days after your plan ends if you do not renew. ### Will my information go to recruiters or anyone else? No. We are not a recruiting service. We do not share your information with employers, recruiters, or third-party marketers, ever. ## What Layoff HQ is not - Not a law firm. We do not provide legal advice. - Not a financial advisor. We do not provide investment advice. - Not a tax preparer. We do not file returns. - Not a career coach. We do not help with resumes, interviews, or job applications. - Not a recruiting service. For decisions that may have legal, financial, or tax consequences, you should consult licensed professionals. The service is intended to help you organize and understand options. Decisions are yours alone. ## Contact - Email: hello@layoffhq.com - Phone (SMS): +1 (844) 526-6257 - Website: https://layoffhq.com --- Last updated: May 7, 2026 Source: https://layoffhq.com/